Wells fargo active cash card reddit.

I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now.Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash's welcome bonus, you can earn a $200 cash ...The other thing I use it for is to carry a $3200 hospital bill balance at 0% while I pay it off. It was $3800 but the hospital offered me a 15% discount to pay it at once, so I used the card for that. 12. bathyorographer • 2 yr. ago. That's really nice. 9% is fantastic.The Wells Fargo Active Cash is a very good card. The Chase Freedom Unlimited is a very good card as well. The elevated 3% on dining and drug stores help offset the fact the everything else category is 1.5% vs the 2% some other cards have. And of course people love the versatility of Chase UR points if you decide to go the reward travel route.

If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.

Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ...I have Wells Fargo Active Cash (got in July 2022), Autograph (January 2023), Cashwise card (got in 2017 and don't use anymore because it's only 1.5% cash back) and a Wells Fargo checking account. Everything Wells Fargo has promised to do so far, it's done.Rewards: 2.5% cash back: Earn this rate on up to $10,000 of eligible purchases per billing cycle if you maintain an average daily balance of $1,000 or more in an Alliant High-Rate Checking account ...

Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022.

Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim."

Oct 9, 2023 · 5. $0 annual fee. The Wells Fargo Active Cash Card’s $0 annual fee makes it $21.64 per year cheaper than the average credit card offer. Still, there are lots of cash back credit cards with no annual fee available right now, and even cards with annual fees can provide the most value at the end of the day. If you travel outside of the US often, or you make online purchases from merchants based in other countries, the Fidelity Visa has only a 1% foreign transaction fee vs. the 3% FTF on the Active Cash. Realistically, you won't use either of these cards for foreign purchases, though. You'll get something else without a fee.I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18kWith the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.Does anyone know if the Wells Fargo Active Cash card's 2% cash back is in the form of Go Far Rewards points or just straight cash back? There are a number of sources on the internet claiming each is true. ... Hi Reddit, Around 3 weeks ago someone logged into my Wells Fargo online banking and used bill pay to send a $19,000 check fraudulently. I ...More specifically, the Wells Fargo Active Cash® Card, the Wells Fargo Reflect, and the Wells Fargo Autograph℠ Card offer a minimum credit limit of at least $1,000. What you need to know about Wells Fargo credit card limits: Wells Fargo starting credit limit: It’s important to remember that $1,000 is the lowest credit limit you’ll start...

I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active Cash.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.Active cash is max $200, for one-time intro party favors. Realistically, maybe not worth the 5-10 inquiry point hit on my credit scores. If I can get a decent limit, and 6 months waived, on a Home Depot card instead (albeit a worthless card, but good to take a deferred advantage of the coming collapse of building materials) it's almost preferable.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.If you travel outside of the US often, or you make online purchases from merchants based in other countries, the Fidelity Visa has only a 1% foreign transaction fee vs. the 3% FTF on the Active Cash. Realistically, you won’t use either of these cards for foreign purchases, though. You’ll get something else without a fee.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.My current cards are the Discover (opened 2017) and Citi Premier (opened December 2022). WF Active Cash has cell phone insurance, plus I'm interesting in getting an Autograph once I PC the Citi Premier. I don't have any existing accounts with Wells Fargo so I'm not sure how challenging redemption will be.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

I heard that they don't do expedited shipping or provide a temporary card number, but they do let you add it to a digital wallet, so I was wondering if I could just add it to Apple pay or something and just immediately use it that way. If you guys know if that's possible, that would help a lot. Thanks. 4. 7.WellsFargo Active Cash Card. I opened the WF Active Cash credit card and got my first statement on 9/26/23. It's for $181.97, however, I didn't get any 2% rewards for that statement balance…? And, I've already set it on automatic payment, but it only wants to pay the minimum payment of $25..?Wells Fargo Propel --> Active Cash Question. Hi fam. For those that have had their Propel switched to either an Active Cash or Autograph -- did you get any of the sign-up benefits (0% apr for 12 or 15 months, etc etc) or was it treated as just a product change? I assume it was just a product change, but felt like I heard someone say something ...Wells Fargo dropping $25 minimum redemption. 306. 73. r/CreditCards. Join. • 9 days ago.If you're not planning on applying for other WF credit cards over the next 15 months and you're otherwise OK to apply for a new card, you'll almost certainly come out ahead if you apply for it and get the $300 SUB over doing a product change. WF is expected to release a premium travel card with a more generous SUB early next year.It says Visa Signature on the card at the top of the application- even if not everyone gets it. Yes, some will receive the signature and some will not. Usually the standard signature limit is 5k, but some banks vary and will allow it on lower limits. I’d expect if you receive a 5k limit, it will be a signature card.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account. Click the ‘Cash Track’ link. •. I believe I saw some DPs mentioning it may take a statement or two. Did the statement in which you passed the $1000 cumulative close yet?

Quick question about Wells Fargo Active Cash Card and Venmo payment. Hi all. I just got the WF Active Cash Card because I wanted to get the $200 rewards. The only way I will be spending 500$ to get the rewards is paying rent (I've no other expenses, frankly that is that big). Does Venmo payment count towards that reward?

If you keep between 50k and 100k with bofa, you can get 2.25% or 2.625% respectively back on all purchases with a no af card. They also have a no af card that can get you up to 5.xx% back on a catagoey a year, but it's limited to $2500. Spend a quarter. Ira, taxable investment account, cash, savings all count.So as the title says, I found out last night Wells Fargo will let me go from my CW card to AC card with "no credit check, same account number….." basically sounds like a strait card swap. Is there any reason NOT to do it? The cash back goes from 1.5% to 2.0% and thats it, same APR/credit line…Citi DoubleCash vs Wells Fargo Active Cash. Hello everyone! I am trying to decide between these two cards as a daily driver. I moved to the US in Jan 2022. Current Cards: -Bank of America Unlimited Cash (1.5% cashback on everything, No AF) , $1000 limit, Jan 2022 - Chequing and Savings account w/ BoA opened in Jan 2022. This 2% card has a $200 SUB. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. But if you spend $10000 with this new card, you’ll get $400. (SUB + 2% of 10K) same spend but double the rewards. Was with you up until the cancellation part. The best minimalist 2-card setup really comes down to your spending habits. Generally the idea is you want: A general purpose 2% cash back card (Citi Double Cash, Wells Fargo Active Cash, etc) A category card that matches a big spending category in your budget.Here's what you should know about this card's overall fees and the Wells Fargo Active Cash Visa foreign transaction fee: Fee type. Wells Fargo Active Cash fee. Annual fee. No annual fee. APR. 0% APR introductory rate, followed by variable APR of 15.74% - 25.74%.I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K. Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch; Benefits. $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a …What I got: 2 Bank of America Cash Rewards credit cards: Visa Signature & regular World MC, not World Elite for some weird reason. 2 US Bank credit cards: a 365 AmEx & Cash+ Visa Signature - I really wanna get their Altitude card next. I had a TD Bank credit card but closed it earlier this yr. 1 Citibank Dbl Cash World Elite MC.Thoughts on Wells Fargo Credit Cards. I am considering opening a Wells Fargo Active Cash Credit card for expenses that don’t fit into any of the popular rewards or cash back categories. I have my rotating categories covered by other cards. However, I am somewhat skeptical of starting a relationship with Wells Fargo because of the recent scandals.

The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months....Citi Custom Cash card for $25/mo or $300/yr on my $500 monthly groceries. Citi Double Cash card for $25/mo or $300/yr on my $1,250 monthly other recurring expenses. That $600/yr can be perceived as a discount on all those purchases I made, it can help fund my travel credit cards with annual fees, or it can be viewed as additional income.This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months....Instagram:https://instagram. shannon smith hsncross ties lowesjohn deere aiken scgawr gura pregnant Wells Fargo Active Cash ® Card. Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days ... walmart supercenter west charleston boulevard las vegas nvkrem radar My current cards are the Discover (opened 2017) and Citi Premier (opened December 2022). WF Active Cash has cell phone insurance, plus I'm interesting in getting an Autograph once I PC the Citi Premier. I don't have any existing accounts with Wells Fargo so I'm not sure how challenging redemption will be.Wells Fargo requiring income verification for credit card. I applied for the active cash card yesterday and they're now asking for W2s for the last two years to be faxed to them (which I had to call to even figure that out). The problem is I didn't file a return in 2021 so no W2 since I was in college, and for 2022 I only worked for 6 mo of the ... toyota n400 dually Just got a letter from Wells Fargo that my propel card is being automatically converted into an active cash card effective 2022-11-09. Fortunately for me, I did not use my propel and have been looking at product changing into active cash anyway. Previous threads on PCing propel concluded that changing to active cash was not possible.I just got declined for the Active cash. Spoke to the reconsideration line and got declined again. The reason given was low credit history/ age of accounts. Details - Oldest card - 3 years Score - 740+ Income - 400k+ Number of cards - 10 across Amex and Chase with 100k+ credit limits Own my own home I’m an expat into the country and moved in ...I just had my own little saga with a Wells Fargo Active Cash card and fraudulent Amazon Prime charges. Got compromised on Nov. 18th, got compromised a second time on Dec. 18th, received an expedited card on Dec. 20th, and it got compromised yesterday. All the same charge.